Effective Date: 28 May, 2025
Welcome to Get Cheap Insurance (“Company”, “we”, “us”, or “our”). These Terms & Conditions (“Terms”) govern your use of our website www.getcheapinsurance.shop (the “Site”) and any products or services offered through it.
By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our site or services.
1. Use of Our Website
You may use this site for lawful purposes only. By using our site, you agree to:
- Provide accurate, current, and complete information
- Not use our services for fraudulent or illegal activities
- Not interfere with the site’s functionality or attempt unauthorized access
- Comply with all applicable laws and regulations
2. Insurance Services Disclaimer
Get Cheap Insurance is not an insurance company. We are a licensed insurance lead generator and comparison service that connects consumers with licensed insurance providers. We do not issue policies or underwrite insurance.
Quotes and coverage options displayed on our site are provided by third-party insurers and may vary based on individual qualifications and circumstances.
3. No Guarantee of Coverage or Price
All insurance quotes provided are estimates and not guaranteed offers of coverage. Final pricing and terms are subject to underwriting by the insurer. We do not guarantee:
- That you will be offered coverage
- That quoted rates will remain available
- That any provider listed is suitable for your needs
It is your responsibility to review and understand the terms of any insurance policy before purchasing.
4. Third-Party Websites and Services
Our site may link to third-party websites or services. We are not responsible for:
- The content or accuracy of third-party websites
- The practices, policies, or terms of third parties
- Any loss or damage caused by your interaction with third-party services
You use such services at your own risk and should review their privacy policies and terms.
5. Intellectual Property
All content on this site — including logos, graphics, text, and software — is the property of Get Cheap Insurance or its licensors and is protected by intellectual property laws.
You may not reproduce, distribute, or create derivative works without our written consent.
6. Limitation of Liability
To the fullest extent permitted by law, Get Cheap Insurance shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of data, income, or reputation
- Errors, omissions, or inaccuracies in content or service
- Delays or disruptions in service due to technical issues
Use of the site and services is at your own risk.
7. Indemnification
You agree to indemnify and hold harmless Get Cheap Insurance, its affiliates, partners, employees, and agents from any claims, liabilities, damages, or expenses arising from your:
- Use of the website or services
- Violation of these Terms
- Infringement of third-party rights
8. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will take effect immediately upon posting. Continued use of the site after changes means you accept the updated Terms.
9. Termination
We may suspend or terminate your access to the site at any time, with or without notice, for conduct that violates these Terms or is harmful to other users, third parties, or our business.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the [Insert State/Country], without regard to its conflict of law principles.
11. Contact Us
For questions about these Terms or your use of our services, please contact us at:
Get Cheap Insurance
Email: [email protected]
Phone: (888) 883-0614
Address: 6901 Manchester Ave St. Louis, MO 63143, USA